The right data. In the right place. At the right time.

Where others built “data pipes,” Noyo delivers the first benefits operating system—one platform to connect carriers, automate benefits setup and enrollment, and collaborate with every stakeholder. Focus on building for your customer, use BenefitsOS to power the rest.

Meet BenefitsOS

Every carrier, every scenario. One API.

Easy, automated case builds

### Hands-free
group setup

### Intelligent
carrier routing

Tracking & auditing built-in

AI-powered workflows

A unified operating system for benefits

Use Noyo to automate each step after a case is sold—we deliver the AI + API infrastructure to power a modern experience.

[Case Setup

A faster, easier way to configure plans

[Member Enrollment

Seamless enrollment automation for every carrier

[Auditing & Reconciliation

Advanced error detection and auditing tools

[Carrier Network

On-demand connections,

real-time capabilities
\

Not Supported

Shopping

Quoting

Selling

Installation

Powered by BenefitsOS

Case Setup

The group’s plans and details are added to the ben-admin’s system

Enrollment

Employees choose plans, enrollments are sent to carriers

Eligibility Changes

Employees update their data throughout the plan year

Renewal/OE

Employers work with broker to re-enroll or change plans.

Medical

Ancillary

Supplemental

HSA / FSA / HRA

COBRA

Prescription RX

Unlike anything else

BenefitsOS

Middleware

Support for more groups and enrollment scenarios

Automated case setup experience

Account structure mapping handled

On-demand connections to carriers

Real-time enrollment processing

Live tracking and round-trip confirmation

Automated error detection and routine data syncs

Full suite of collaborative tools